zipPay requires zero establishment fees to setup your account, and there is no interest applied on any purchases. zipPay allows you to buy now and gives you the time until the end of the following month from your date of purchase to make your payment.
zipPay can be used in-store or online. If you already have a zipPay account, great! If not, it takes about 90 seconds to sign up. Simply go to the zipPay website, fill out your details and verify your identity through either Facebook or PayPal, and you’ll be ready to go! It will ask you to provide your bank card details for your repayments, but there is NO UPFRONT PAYMENT!
IN STORE PURCHASES:
Once you’re at the counter with the product you’d like to buy, go to the menu bar on the zipPay website on your phone, and select ‘Shop in Store’. This will then generate a six-digit code that you’ll give to the cashier, and they’ll enter it in to the sale and finalise your purchase. After they’ve done this, it will ask you to confirm the purchase on your phone, and then you’re done!
When you’re at checkout, all you need to do is choose zipPay as your payment option. It will redirect you to the zipPay website to sign in or create an account, and once you’ve done that, you’ll be able to confirm your order. Easy as that!
zipPay gives you the option of flexible repayments – pay weekly, fortnightly or monthly.
Pay off your previous months’ Statement balance in full to avoid paying a $5 service fee, OR if you need more time to pay, you can adjust your payments, as long as you make the minimum repayment of at least $40 per month. A $5 service fee will be added to your account for any month you have an outstanding balance.
Payments start the month after the first purchase, and are taken out automatically by direct debit either on the last day of the month, or however you set up your schedule.
Next time you use zipPay, your account will be all ready to go!